Pet Premium Health Plan । Pet Premium Covers


Pet Premium Health Plan । Pet Premium Covers. The  Pet Premium is the most complete plan for caring for the health of your dog or cat in Brazil. With complete coverage of various veterinary procedures, ensuring the best care for our darlings. See below the coverage, prices, accredited network, benefits and other advantages of the Pet Premium plan.


Pet Premium Covers – Hospital

  • Urgency and emergency
  • Hospital care
  • Outpatient Care
  • Laboratory Exams
  • Home Care
  • Hospitalizations
  • Surgeries
  • Imaging Exams
  • Consultations with Experts
  • Vaccines *
  • Tartar Treatment
  • Castration
  • Free choice – Refund

* Pet Premium vaccines are: Anti-rabies, Multipurpose and Bordetella.


Shortcomings of the Pet Premium plan

Roof Needs
Outpatient Care 30 days
Hospital Care 30 days
Hospitalization 60 days
Surgery 60 days
Urgency and emergency 48h after microchip
Laboratory Exams 30 days
Imaging Exams 60 days
Vaccines 180 days
Consultation with Experts 60 days
Home Care 30 days
Castration 360 days
Tartar Cleaning 360 days
Refund See procedure rule


Advantages of the Pet Premium plan

The advantages of Pet Premium are:

  • The biggest differential of Pet Premium compared to other plans is the Free Choice option. You have the option to choose a veterinarian outside the accredited network and receive reimbursement in the predetermined amount
  • Largest accredited network of veterinarians, clinical centers, pet care laboratories throughout the coverage region
  • Accredited handpicked to ensure the best care for your pet.
  • Pet Phone: 24-hour service with veterinarians on duty to assist in any risky situation that your Pet may go through.
  • Digi Pet: All of your Pet’s information is saved in an electronic file with information about vaccines, procedures, surgeries, clinical imaging exams and veterinary history.
  • Pet Home: The Pet Premium Plan has a team of highly qualified veterinarians to offer convenience to your pets at home. All this to increase the comfort of your pet and also in cases of fragility of locomotion.
  • Application of the main rabies, multipurpose and bordetella vaccines
  • Service and technology facilities with online applications and systems among other benefits


Comparison of Pet Premium in relation to other plans:

Coverings Needs Pet Light Pet Plus Total Pet Pet Premium
Outpatient Care 30 days Yea Yea Yea Yea
Hospital Care 30 days No Yea Yea Yea
Castration 360 Days No No Yea Yea
Surgery 60 days No Yea Yea Yea
Consultation with Experts 60 days Yea Yes 2 Yea Yea
Laboratory Exams 30 days Yea Yes 2 Yea Yea
Imaging Exams 60 days No Yes 2 Yea Yea
Implementation of the Microchip Yea Yea Yea Yea
Hospitalization 60 days No Yea Yea Yea
Tartar cleaning 360 Days No No No Yea
Pet Home- Home care 30 days Yea Yea Yea Yea
Pet Phone-Call Center with 24-hour duty Yea Yea Yea Yea
Refund Free choice No No No Yea
Urgency and emergency 48h After chipping Yea Yea Yea Yea
Vaccines 1 180 Days Yea Yea Yea Yea

1 – Light, Plus and Total Plans: Multipurpose and Anti-rabies. Premium Plan: Multipurpose, Antirrábica and Bordetella.
2 – Only when hospitalized.


More advantages of Pet Premium

  • Zero bureaucracy: Hiring done 100% online without the need for a broker visit and you only need to send some data to make the hiring
  • Largest accredited network in the segment
  • To install the micro chip, Pet Premium sends a collaborator to install the chip at the place, date and time chosen by the person in charge.
  • It counts on the assistance of the best insurance company in the country, Porto Seguro. Anyone who is already a Porto customer knows the quality of the service.
  • Porto Seguro invested millions in Pet Premium to ensure the best care for Pets in Brazil


Which Pets can join the Pet Premium?

  • Dogs and cats


Pet Premium Rules

  • No loyalty, you can cancel Pet Premium at any time without contractual fines
  • For the cancellation you must call the Pet Premium and request the cancellation, so as not to generate more tickets.
  • There is a readjustment due to claims, but to readjust, the Pet needs to use 200 times the value of the plan and this has never happened in the Pet Health Plan until today.


Premium Pet Readjustments

Pet Age Range % of Readjustment
<1 year 0%
1 to 8 years -16%
nine years old 10%
10 years 15%
11 years 20%
12 years 20%
13 years 25%
14 years 25%
+ 14 years 50%